Defensive Driving Course


Upcoming Classes

Taking the NYS certified 6-hour defensive driving class will reduce your insurance by 10% for 3 years and can subtract up to 4 points off your NYS driver’s license.

Insurance Discount

If you are the principal operator of a motor vehicle, you will receive a minimum 10% reduction in the base rate of your automobile and motorcycle liability and collision insurance premiums each year for 3 years. Generally, your liability and collision premium reduction will begin immediately after presenting your certificate to your insurance company or agent, retroactive to the date you completed the course. If you present your certificate more than 90 days after course completion, the insurer may issue the premium discount effective from the date presented.

You may take the course once every 36 months to maintain insurance reduction benefits.

NYS certified 6-hour defensive driving class!

Point Reduction

If you have accumulated 11 points for traffic violations in an 18-month period, 4 points will be subtracted from the total point count and may help you avoid a suspension.

Point reduction applies only to points assessed for violations that occurred within the 18 months immediately before course completion. It does not affect points for earlier violations, and cannot be used as credit against future violations or points.

Points may be reduced only once in any 18-month period.

TLC Credit

Taxi & Limousine Commission (TLC) requires all new driver applicants and existing drivers to complete a Defensive Driving Course (DDC), which provides knowledge and techniques for the safe operation of a motor vehicle.

All TLC-licensed drivers must complete and pass a Defensive Driving Course at least every 3 years.

 Traffic Tickets

Take the course as part of a plea bargain with the court or the state’s prosecuting attorney to reduce your top charge.

Most courts allow plea bargaining and most prosecutors will agree to a reduced plea offer.